Testimonials

Brian H.
Asbury Park, NJ
March 19, 2020

Thanks for your help and support thru this trying time. You made this purchase experience, which at times was unsettling, (not of your doing) a positive. Thanks for being in my corner. Much respect to you and all the best to you in your future endeavors


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Dave D.
Brown Mills, NJ
February 18, 2020

I have known zephan since we were kids. We have been friends for probably 12 years now and he has always been a stand up guy since day one. When using him for my first mortgage he did nothing other than exceed my expectations, all the way from pre approval through to closing. And let me say this if he can make it easy for me to get a mortgage anyone can. He completely took away the fear of buying a home. I could no be any more happy with how it all worked out.


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Alex E.
Wall Township, NJ
January 26, 2020

The process of buying my first home couldn’t have gone any smoother and a major part of that was because of Zephan. He was there to answer the call no matter what time of the day it was, or what day of the week it was. I wouldn’t have wanted to deal with anyone else but him and his team. Five stars isn’t enough for them!


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Alex B.

January 8, 2020

So Zeph helped us initially buy the house we currently reside at. Recently, we refinanced and that process was even more seamless than the original purchase.

We also wound up lowering our interest rate by just about 1.5 percent which makes a huge difference. THIS GUYS WIFE WAS PREGNANT/ HAVING HIS FIRST BORN CHILD DURING THE SAME TIME PERIOD AND HE STILL RESPONDED TO EVERY TEXT/CALL AND REGULARLY CHECK ON US TO MAKE SURE WVERYTHING WAS OK.


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Dylan A.

December 2, 2019

My fiancé and I have been in search of a home, and we were recommended to Zephan, even though I already had plans to go through him, that just made it that much easier to choose him to do the mortgage. Zephan will treat you like family, and do everything in his power to make sure you are completely happy with your purchase. He is very thorough and will be there for you every step of the way. He is a great guy, and knows his job through and through, I would recommend him to any family member and any friend. Thanks a lot for everything Zeph.


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Grace A.

November 19, 2019

There’s no words to describe how grateful we are for Zephan and his amazing team. No one has worked so hard for us this whole experience. Look no further and do your self a favor, go with Zephan. Nothing about our process was easy for them but they worked their magic!


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Happy Client

November 13, 2019

When it came time to buy our new construction home, we needed a mortgage broker from the very beginning. Throughout the entire 14 month process, Zephan was extremely professional and made sure we had everything that we needed to get through the process. Every month of the process he followed up and made sure that our file was always up to date so we would be ready to close at any minute. Never mattered the day of the week or the time of the day, he was always there to answer any questions we had. He made this entire process so easy for us, and kept us up to date every step of the way. We worked with a lot of people during this process, but Zephan topped the cake with his professionalism and his knowledge of the business. Anyone buying a home should stop the search for a mortgage broker here and use Zephan! There are not enough words to say Thank You.


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Conley T.

October 4, 2019

Choosing Zephan as my loan officer was the best decision I made throughout the home buying process. My situation was challenging because I was a first-time home buyer purchasing in Maryland and using a VA home loan, but Zephan and his team were able to handle everything flawlessly. Zephan was extremely knowledgeable and took the time to explain each step of the process to me. He answered every call and text no matter what day or time it was (I don't think he actually sleeps). Zephan was a pleasure to work with and made my first home purchase truly painless for me. To top things off, the interest rate I received is so low, it has all my family and friends considering refinancing. Zephan is on his way to big things in life and I highly recommend him!


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Michelle M.

October 7, 2019

Zephan has been there from the very beginning of getting pre-approval to closing on our home. He has been not only a professional on the mortgage side but also gave us advice on legal matters and what options we had as first time home buyers. He was always there on call when we needed him on weekends and after hours. When he did not know answers to our questions, I loved the fact how he would be honest and say he wasn't sure and get a definite answer for us. We will always use him in our next home purchase as well as recommend him to our friends and family. Out of all the help we got during our home buying, Zephan by far has been the most helpful, honest, and easiest professional to deal with. Thank you so much for helping us throughout this entire process!!


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Evan C.

February 27, 2019

Zephan was great to work with. He was always available when I had a question no matter what the time. He was even communicating with me during his honeymoon. He was very knowledgeable and connected me with doh rove who studies trends in interest rates. I found this very helpful. I would recommend him to any home buyer.


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